Everyday Economics and Finances
This course introduces students to thinking about and working with numbers by examining the day-to-day and societal importance of money.
Resources:
Academic Policies & Procedures
Plagiarism: SafeAssign® Instructions
Career Relevance
Each course outcome is linked to an In-Demand skill. The course outcome and skill are measured though specific assignments in the course.
Course Learning Outcome
List options and strategies for paying for college and saving for retirement.
In-Demand Skill
Decision Making
Workplace Example
You must be able to identify possible opportunities, evaluate the impact of the options, and determine the best course of action to accomplish a business goal.
Textbook:
Bajtelsmit, V. (2020). Personal finance (2nd ed.). John Wiley & Sons, Inc.
Course Tool
WileyPLUS™
Course Resources
WileyPLUS™
This course has integrated WileyPLUS™, a learning tool you will use to access your reading activities, interactive activities, and assignments.
Chapter Textbook and Learning Path Activities
In the Weekly Learning Activity folders, you will find links to the chapters of the textbook you need to read that week. Review the list of reading assignments for each week as there are parts of some chapters you will not need to read.
You will also find each chapter’s accompanying Learning Path. The Learning Paths include selected readings, videos, interactive activities, flashcards, and worksheets to help you learn about topics presented in the chapter. Most of the Learning Path activities are very short and will only take a few minutes to complete.
Practice Assignments
You will complete practice assignments for each chapter that is assigned. These practice assignments are completed when you have demonstrated proficiency and answered questions correctly. The minimum number of questions you will be asked is approximately 16 per chapter, though the number of questions varies according to how many sections of a given chapter are assigned and how often you answer questions correctly.
When you answer questions incorrectly, you may be given suggestions for resources, such as reading or videos to help you with that content. If you continue to struggle, you may be given refresher questions to show that you have reached proficiency.
Points earned for practice assignments are based on the amount of progress that you make, not a specified number of questions.
- 100% progress: 20 points
- 80% – 99.99% progress: 16 points
- 50% – 79.99% progress: 12 points
- < 50% progress: 0 points
Tips
- Plan to spend approximately 30 min to 1 hour for each practice assignment.
- Complete all textbook reading and learning path activities before attempting practice for content that is new to you.
Summative Assessments
[assignments that evaluate completed segments of learned material]
There are summative assessments in Weeks 2, 3, and 5 that require you to use the knowledge and skills you are learning in this course.
Ask your faculty member any questions you may have about the assignments before you complete them.
Tips:
- Complete all reading and practice assignments before you attempt your summative assessment.
- Be sure you have sufficient time to complete the summative assessment before you start. You have 2 attempts to complete each question.
- Remember, Summative Assessments are worth a high percentage of points, so it’s important that you complete them.
Why should I take this course?
Most people want to be smarter with their money. They want to make budgets, save more of their income, and prepare for their financial future. Unfortunately, not all of us have the knowledge to be more effective with our personal finances. FP/100T is an opportunity to learn how to better manage your money by learning the valuable skills of budgeting, financial goal-setting, credit management, and preparing for retirement.
Wait, am I going to have to share my financial information with the faculty member and my classmates?
No! Like all your classes, there is a discussion each week about course topics. You are not required to disclose anything about your financial situation that you are not comfortable sharing.
I haven’t done a lot of math recently; will that be a problem?
It shouldn’t be. Understanding your personal financial situation does require calculations. However, this course uses several automated tools that will do the calculations for you. That will allow to focus on the important financial concepts presented in the course.
Aside from being about personal finance, are there other differences I should be aware of?
The biggest difference between this course and previous courses you have taken at University of Phoenix is that all assignments, with the exception of discussions, are completed in the WileyPLUS learning platform.
What else can I expect to see in this course?
Another difference you may notice is a larger class size. Although there are more students, class participation will take place in small discussion groups within your assigned Learning Team, emulating the smaller class size that you are used to. Your participation grade is based solely on your individual performance.
How do I earn credit for participation?
There is a discussion board in each week of the course. To earn credit for participation, you must post a total of 3 substantive responses over 2 separate days. This includes your initial post and 2 replies to other students or your faculty member. Your faculty member will likely provide some guidance as to what qualifies as a substantive post, but if you have questions, you can send a message to your faculty member.
Can I complete my work in WileyPLUS on a tablet or my phone?
WileyPLUS is not optimized to work with some operating systems used on tablets and phones. It is best to complete your work in WileyPLUS using your desktop or laptop computer.